How It works

Kibo isn't a bank, Kibo doesn't collect your cash, Kibo isn't a web business, HYIP, investment or MLM program. Kibo is a community where our community members empower one another.
The Kibo website only provides you a technical platform that facilitates innumerable participants worldwide to find and connect with the people who would like to extend their helping hand just like yourself to other people in the community who are seeking timely help, and that too for FREE.

It's important to understand that all transferred funds to different participants are considered as DONATIONS and not investments. You offer your moral gesture to help somebody in NEED and that’s absolutely GRATIS.

The only thing that KIBO demands from its community members is to be honest and kind to each other.

After you register, you will become a Community Member, who will own and run this Community. To ensure sustainability of this Community, the community members themselves keep the Community’s money in their bank accounts This makes it almost impossible for one member to take all the money and disappear.

The system works like a Co-operative society. You don’t pay to the program, or to a bank account. It's a 100% donation system where people help others out by simply asking for help and providing help to community members. It's a finacial mutual aid program where Giving Is Rewarded!!

There is no central account, where all the System money flows to . All the money is in the Bank Accounts of the participants themselves. Community members are supposed to transfer funds to each other directly, without intermediaries! As the matter of fact, our program only regulates the process on technical side — nothing more.

To get started with the system, you need to create an account on the main website and add your dream with the amount of funds you are able to donate.

There are two Donation plans.

1. Monthly Dreams. (Your wallet will grow by 40% monthly. If you added ₦ 10,000 it will return ₦14,000.000 at the end of 30 days.)

2. Long Term Dreams (Your wallet will grow by 1.67% daily. but it will only allow a dreams that matures after 60 days. If you added ₦ 10,000
and wait 60 days it will return ₦ 20,000.00 at the end of 70 days or so.) Waiting periods are determined by the amount of money a member needs at maturity.

After you have created your dreams the system will take you to the next page , which is the Provide help page where you will be pairred with other members seeking help.
You have to donate the amount you used to create your dream to another member that the system pairs you with.

Once the recipient confirms your donation your KIBO will start growing until it matures.
( The system has a progress chat that shows you when your dream matures and total days before your dreams matures.)

As you can see, the funds goes from one member to another without admin interferance.

Community Keeper
When you add a dream, The SYSTEM will select members as Keepers to keep the Money you are donating
After donating, SYSTEM will allocate you KIBOcoins (ewallet) that are equivalent to the money you have donated
These appreciate by a certain percentage daily or monthly depending on your dream plan.

When you donate money to buy a dream, you do not donate to a company or organization but SYSTEM gives you a name of a community member that you will donate money to.
That person is a community member like anyone. A community member will keep the money until SYSTEM instruct that person to transfer that money to another community member that needs help.

A person that is keeping money for the Community is called a Community Keeper.
A Keeper will be chosen by the system based on the value of his/her donation. (e.g. if a Member donated ₦ 100,000.00, the system will select him/her to be a keeper of
₦ 50,000.00).

If a Community Member ( KEEPER ) decides to be dishonest and use the money that he/she is holding as a Keeper, that member will be suspended from the community and his/her account will be blocked/suspended. Other Community members will not lose because a member only keeps an amount less than what he/she has donated. It is impossible to cheat this Community and threaten its sustainability.

Earning Potentials
This is an example of how you can make cash on KIBO Monthly:

1. Provide Help of N10,000 and Receive Help of N14,000.00 After 30 Days..

2. Provide Help of N100,000 and Receive Help of N140,000.00 After 30 Days..

3. Provide Help of N1,000,000 and Receive Help of N1,400,000.00 After 30 Days..

4. Provide Help of N3,000,000 and Receive Help of N4,200,000.00 After 30 Days..
Please note that the use of the words 40% a month cannot be considered as a yield or interest rate since the funds were given away, we are not earning anything anywhere (we are a mutual-aid fund), and nobody promises or guarantees to pay it! Read over THE WARNING.

Dream Maturity.
Once your Kibo Dream Matures, you will now be able to Request Help by clicking on the Get help Button. Once you have request for help. Kibo will assign Keepers to send you the funds you have requested. Keepers have 3 days to fulfill your Request Help Request.